78. Selling Your House During Divorce in Fridley MN – Options At An Emotional Time

Selling Your House During Divorce in Fridley MN Image

When going through a divorce in Fridley MN, chances are that at some point during the process, you’ll want to destroy your house. Yes, you heard me right. Destroy it! As-in take a sledgehammer to the walls and do some serious damage. It’s difficult not to at a time like this when one’s emotions are highly volatile. Your house will likely hold many memories of your marriage for you. And be them good or bad, it can be hard to think straight with all of those memories, and the emotions they bring up, bombarding you. This is why so many people struggle with selling a home during a divorce.

Selling a house during a divorce in Fridley can be extremely difficult. When it comes to divorce proceedings, it may not always be easy to remain rational. However, you should keep your house intact because if you have to sell, you’ll want to make top dollar. Additionally, you won’t want your ex-spouse to claim you damaged the property and have your portion garnished. It happens sometimes…

Below, we are going to talk about a few tips that will help you keep calm and move on when selling your home during a divorce. For more information on this subject, you may also want to read our blog post on Selling Your Home During a Divorce in Minneapolis MN.


Tips For Selling Your House During a Divorce Without Emotion

Read on to discover our top tips for remaining rational when selling your house during a divorce.


Tip 1: Talk to Your Spouse and Agree to Sell and Split


By communicating clearly with your ex-spouse, you’ll make the home sale process so much easier.

Couple selling and splitting their house when going through a divorce in Fridley MN Image

One of the most common ways to split assets during a divorce ( especially a house) is to put it on the market, sell it, then split the sale proceeds equally between the two parties. This is especially common if there aren’t children involved. It simplifies things by expediting the divorce process if you can sell quickly. That being said, if the housing market is slow, this could drag things on longer than desired.

When doing this, you’ll first want to talk to a realtor. Get an honest assessment for your Fridley home. Find out what estimated costs will get you a higher return. Negotiate realtor fees to keep net profits as high as possible and do a market analysis so you have reasonable expectations of what you could realistically get from the sale.

Tip 2: Prepare the House for Sale in Advance


Making sure that your house is clean and well-repaired will help the sale during a divorce.

Woman preparing her house for sale by cleaning when selling her property during a divorce in Fridley MN Image

Do your best as a couple to clean up the house and make it presentable before you begin to sell. It’s important to remember that you both have a stake in the success of the sale. De-clutter your house and make it look like a happy family home. Continue to mow the grass… And if you really want to make it smooth, tackle that “honey-do-list” you’ve been avoiding.

Tip 3: Prepare For the Next Place You’ll Live In


Take some time to prepare for your next one once the sale concludes and the divorce is complete.

Image of the next property where a divorced spouse will live after selling their house

If you are selling the marital house and plan on buying a new house with the sale’s proceeds, make sure you speak to your realtor in advance. This will help you time the purchase properly. Divorces can get hung up in court and house sales often get hung up for a million reasons. As such, you won’t want to be tied into a new home mortgage if other components fall apart.

Be honest with your lender and start the process early. While you need to be prepared, don’t lock any rates in before you are really ready to pull the trigger. Constantly running credit for new approvals can hurt credit scores.

Tip 4: Or Consider Letting One Spouse Keep the House


Striking up a deal where on spouse keeps the house instead can make everything simpler.

Divorced couple who've decided to let one spouse keep the house instead of selling their house Image

While this option is more common when children are involved (to keep a family stable), it is a viable option in any divorce if parties agree. In this scenario, you’ll decide to buy the house from your soon-to-be-ex. He or she will agree to quit their interest in the property by completing a quitclaim deed. For their part, you agree to assume the mortgage and buy them out of their equity.

To buy your spouse out of the mortgage, you’ll need to contact your lender and explain the divorce scenario, then request an assumption of the loan. Lenders will more than likely underwrite you as an individual to make sure you can afford the house on your own. Make sure you document all income you have, including spousal support.

If the lender won’t let you assume the loan, you need to apply for a refinance. During times when interest rates are lower, this might not be a bad scenario anyway. Again, this is a loan application. As such, you’ll want to meet all income and debt obligations to qualify.


When you’re facing an already difficult situation, such as going through a divorce, you might want to consider a hassle-free sale option. Selling your house through an agent comes with a lot of strings and added work on your part. However, if you sell directly to FastPath Home Buyers, we will provide you with a quick and easy sale experience. We Buy Houses in Fridley MN. No hassles! No Expenses!

To get your free all-cash offer, call us at (612) 351-2384 or fill out the short form below.

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